Saturday, December 8, 2012

Does Medi-Cal (public assistance health/dental coverage) pay for braces if my child needs them

Does Medi-Cal (public assistance health/dental coverage) pay for braces if my child needs them?
I was recently laid off and I can not afford to pay for continued health/dental insurance through my former employers cobra plan but my daughter desperately needs braces. If I apply for medi-cal and am approved does this cover braces or only general dentistry? Thanks for your help!
Law & Legal - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Can you please add what state you are in? Are you married, divorced or single? Although intrusive, these are the questions they will ask you. When will your daughter turn 18? I will assume you are single/divorced but if you are married, it will be a completely different set of rules but still possible. I am a government worker and am familiar mostly with foster child benefits which may differ a bit. You will have trouble if they find out you are entitled to Cobra benefits. Whatever you do, make sure that they know this or it could be considered fraud. I don't know your financial situation but the extended benefits Cobra offers are so terribly expensive that I suggest you reject the policy altogether if you cannot afford it based on inability to pay and opt for strait Medi-Cal/Medi-Caid or risk depleting your savings (if you even have one) in order to "spend - down" your budget. If you have been laid off, you don't need this burden anyway. Also, where is your daughters father? They will ask this too. If you are not married and depending on your circumstance, he can be liable and court ordered to pay for half the cost of the treatment depending on the severity of your daughters need. 18 is the cut off age unless they are foster children, illegal immigrants, or your daughter becomes pregnant (which I doubt you would want to happen)! - then the cut off age is 19-21 depending on those factors. My son needs braces too and I have dental insurance that I pay a hefty premium for but the co-pay is so high that it will take 2 tax refunds (two years) to save for it. The most Medi-Cal can tell you is "no" in which isn't quite the end of the world just yet... they MUST send you what is called a "Notice of Action" on the back of that notice you will be offered a chance to appeal the decision within 30 day's - do it no matter what and be prepared to provide documentation relevant to her need. If that doesn't work - I don't know how your credit is...sometimes when we struggle it isn't perfect but many places will offer payment plans with less than stellar credit. I don't think braces should be considered "cosmetic" since abnormally placed teeth can cause other dental problems including TMJ and social/ socioeconomic problems later in life - like obtaining employment. Afterall - Medi-Care pays for Viagra. In which I may be greatful for in another 20 years lol ;) Good luck to you and my sympathies go out to you for your job loss. Please keep posted. I am curious to find out what happens. Sorry so long...I would have e-mailed it but you don't accept email. I believe every child and adult should have access to dental/health treatment regardless of income or employment status. Gets me to talking/typing too much girl!




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Tuesday, December 4, 2012

11 yr old child without a mom begs for health care, sorry his mom passed but what good will obama care

11 yr old child without a mom begs for health care, sorry his mom passed but what good will obama care?
do when it wont go in effect for about 4 more years. Do the Dem's really think America is so stupid that we will fall for their health care props, how low will they go to use this child's and his mothers death this is like putting kids that starve on tv and tells you to send money
Politics - 7 Answers
 


Random Answers, Critics, Comments, Opinions :
1 :
Ever hear of child services... JEEEEEE ZUS, how do you people function.
2 :
It's better than it not happening for another 100 years.
3 :
nothing stopping the government from putting that child or any child on medicaid...for that matter what is stopping government from putting everyone on medcaid insurance?.......they act like they aren't the ones stopping it for 30 years.....the only reason 30 million people can't get medicaid insurance is because the government only allows it to people that live below the poverty level.....they can give it to everyone and they know it.....without 2700 pages...
4 :
when i think of this, it reminds me of this http://www.theonion.com/content/video/congressman_s_war_hero_son_would its so weird how things are the same obama care will give him what he wants in 4+ years if it ever passes. until then he has to hope his relatives, his new parents or whoever that will end of taking care of the little kid will give him the health care that he loves and wants so much.
5 :
That's great thinking there, lets not do anything so it can continue to happen 4, 10, 20 years from now. Its the conservatives who are demonizing this incident, accusing the child's grandmother of belonging to ACORN in an attempt to diminish her factual story about her daughters death, not to mention that the eleven year old is being called a liar, apparently they want to think that eleven year olds still are babies who don't know whats going on. Kids that age are very sensitive to their parents illnesses and money problems. They are old enough to overhear and understand whats going on. Its true, its a problem and the conservative answer is that it happened to a liberal with a stupid kid. That doesn't change the facts though, it just shows an unfortunate Conservative mindset.
6 :
Didn't hear the story, but the child can get Medicare or the children's health care Bush passed. that program allows a family to make $25,000 and have one child covered and hen like make $35,000 and have three kids covered. In other words single moms or minimum wage dual income families have their children covered. Now the $25,000 means that one or more is covered, even up to 20 or more.
7 :
Where is the Daddy, and in 4 yrs the child will be 15 or 16. I hope the Dem's are not using the as a boo hoo story, like others they use, that is pretty low life if they do. Besides that child can be put on state care anyway, which I am sure the person who is taking care of the child has already done. I doubt a 11 yr old even understands what health care means. Sounds like one of them made up stories like that Kid in Colorado, that was suppose to have been on that giant balloon.




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Saturday, December 1, 2012

If my child seeks mental health counseling (depression), will it affect their future in college applications

If my child seeks mental health counseling (depression), will it affect their future in college applications?

Mental Health - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
It's not really relevant to applying to college and it's not something you would normally disclose in an application, so no.
2 :
Why would it? Are your child's medical records made public to the college they are applying to? I wouldn't think so.
3 :
My biggest concern is why you are fretting over their future in college when the big issue is, apparently, that they need help NOW... But no, it should not.
4 :
Most to all collages whouldn't care if your child seeks mental health counseling--they just care how smart your child is and how willing they are to learn. You know, Like most schools. And if they do happen to look into that, they shouldn't make a big deal because, well--she DID(is) get(ting) help, right? So they wouldn't have to worry about unusual mental breakdowns that would effect her work.
5 :
No. It wouldn't. In fact getting help with depession is gonna really help your kid's college career, way to go




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