Sunday, August 24, 2008

Is it possible to only cover your child and not yourself on health insurance

Is it possible to only cover your child and not yourself on health insurance?
Employee health insurance...Can you not cover the employee and only the child?
Other - General Health Care - 4 Answers
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1 :
i think you can threw blew cross and blue sheil. my wife and i where just checking on that and theye gave us a quote. hope thyis helps
2 :
I think that it would really depend on the company and things. You would probably have to ask both the company you work for and the insurance company. Many states, however, have state-sponsored childrens health insurance programs.
3 :
Hmmm....your child really needs you. Why would you not cover yourself? An illness can ruin a family financially and emotionally, and a death that could have been avoided, well that's plain waste. I'm sure many insurance policies will cover your child. They want the business. But please consider the consequences of not covering yourself. It's worth the cost....peace of mind and all that!
4 :
For EMPLOYEE health insurance, all terms are in the master policy between the employer and the underwriter. I doubt that you would be able to cover the child without the employee; however with the many blended families now it may be possible. Human resources at your firm would have the master policy. Covering the child outside of an employee policy would probablybe much cheaper, though...In addition, as mentioned below, if the family income is in range, you can take advantage of your state's CHIP program designed specifically for uninsured children. I've been without without insurance for five years now, and cover my two teen age boys only with their school's accident policy. It's a risk, but all that I can afford.



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Wednesday, August 20, 2008

How did the caregiver's interactions help the child develop good health habits




How did the caregiver's interactions help the child develop good health habits?
A little boy came into the day care drinking a juice. The teacher stated to the parent, the child is not to have outside food.
Toddler & Preschooler - 2 Answers
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1 :
A child should not be taking food or drink from outside into a daycare. That was the parent's mistake. Bringing something that the rest of the children do not have access to, makes them want it. That causes hostilities between the children, not to mention the chance of passing germs.
2 :
i don't know....i just know that our daycare the kids can't have outside foods b/c everything is provided there, for the kids, and if i want my son to have a certain thing for lunch, then i have to have a prescription from his pediatrician. basically, i think it is just to keep a hold on what the kids are ingesting while in the center's care. i doubt the center was trying to help develop health habits...they were probably just following the rules. i even had to sign a form so the caregivers can use butt cream on my baby!!! take care and happy holidays:)



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Saturday, August 16, 2008

Child health plus for emancipated child

Child health plus for emancipated child?
Can an emancipated 17 year old in NY still apply for Child health plus?
Adolescent - 1 Answers
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1 :
possibly...to be eligible for Child Health Plus, you must be under the age of 19, be a resident of New York State, and meet the household income requirements...if you are living with other people, all of their income must be taken into account. http://www.health.state.ny.us/nysdoh/chplus/who_is_eligible.htm



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Tuesday, August 12, 2008

Can the newborn child of a dependent be covered under the same health insurance


 

Can the newborn child of a dependent be covered under the same health insurance?
If a woman is under 25, enrolled full time in college and living at home (classified still has a dependent), would their child be covered under the same health insurance as the mother of the child (the plan of the baby's grandparents)?
Insurance - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
No. Insurance plans do not cover dependents of dependents. The baby will have to get their own policy. Most insurance companies will do a child only policy but the child must be age 30 days to age 6 months, depending upon the company.
2 :
No. The grandchild is NOT a qualified dependent. A dependent has to be a spouse, or a child. Maybe babydaddy can add baby to HIS insurance.
3 :
No, the child will not be covered. The mother of the child will have to sign up for a child only policy. You can get a quote from any insurance agency or insurance website.
4 :
all the above MAY be correct. however, we do not know your plan. there are still some out there that will cover the grandchild. it is rare, but they do exist. you will have to check with your specific plan. contact the benefit rep or the h r department. they will know for sure.
5 :
Generally, no. Most health insurance plans cover only the primary person, that person's spouse, and that person's own children, not grandchildren.



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Friday, August 8, 2008

guardianship of an unborn child for health insurance reasons

guardianship of an unborn child for health insurance reasons?
My daughter is due to have a baby in 6 weeks. Well she has no insurance but the family insurance my husband pays for. The insurance company says if we want we can put the baby on our insurance but we have to get guardianship. What Kind of guardianship and will it cost anything?
Law & Ethics - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
You have to go to court - expect to spend $500 or so for lawyer fees.
2 :
This would need to be approved in court. Doubt you will be able to do it for these (insurance) reasons.




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Monday, August 4, 2008

So congress adds 1 trillion to the debt ceiling and Bush is against child health care expenditures




So congress adds 1 trillion to the debt ceiling and Bush is against child health care expenditures??
What is the difference. 1 trillion added to total possible debt and Bush complains about a few billion? This makes no sense to me at all. the question is how much difference does a few nickels make when you are dropping 20 dollar bills. I guess I am completely inept at asking a question. The question is getting at whats the big difference by adding a few billion when you are adding trillions?
Politics - 11 Answers
Random Answers, Critics, Comments, Opinions :
1 :
so its ok to keep adding to the debt, i thought you guys were all against that
2 :
The debt ceiling is to make sure they can justify the war expenditure. Hungry children can go out and get a job. Right?
3 :
So the democrat controlled congress adds 1 trillion to the debt ceiling, I heard they ran on fiscal conservatism in the last election. Does this mean they lied again?
4 :
to be fair, the bill covered people who probably didn't need government coverage, and it did add 61 cents to cigarettes i kinda agree with the president on this one i dont know what the solution is honestly i feel like its political hysteria, and its done so republicans can say democrats want to raise taxes and democrats are now saying bush doesnt want kids to have health care heres where you and me get screwed that 1 trillion dollars thats the real problem know what im saying brother
5 :
You do realize, that is it's current from the bill, if signed, gives health care to children whose parents make 82,000 a year. Isn't that slightly above the poverty line?
6 :
This has always baffled me about the "moral majority." They are apposed to abortion out of concern for the unborn child. Yet, they are unwilling to provide health care for a child that a low income woman has decided to bring into this world. I just don't get it.
7 :
They hate poor children. If the poor health care doesn't do them in, they'll just start other war.
8 :
Well, I don't see why I should pay for health care for someone else's children. If they need a hand out they should go to a charity not the government. If they cannot their support children they should not have them or let someone else who can care for them adopt them. They are looking at subsidizing health care for children of people making $72,000 per year! Health care cost money. It cost too much because many don't have insurance. The people who have insurance end up paying for those who don't. Government is the least efficient way of providing it. We would end up in a continuous health care crisis due to budget constraints. Insurance should be required from employers-Not provided by the government. THIS IS ALL ABOUT BUYING VOTES. Wasn't it Marx that said that it would be the downfall of democracy? We seem to be headed that way - fast.
9 :
I have to agree with Spartacus on this somewhat. The healthcare bill covered families that make less than 80,000 per year. What!!! If you make that much and can't afford insurance somethings wrong. Makes me think they put the limit that high, knowing it wouldn't be passed. Something stinks there. As far as the war spending I am shocked that this do nothing congress are backstabbing the people that voted them in to do something about this. I bet they go home and laugh their a$$es off at how stupid we were. Welcome to the oil wars. When it comes to getting that oil money is no object and becomes all encompassing.
10 :
THE DIRTY LITTLE SECRET IS CHILDREN ARE COVERED UP TO AGE 25. SINCE WHEN IS A 25 YEAR OLD A CHILD?
11 :
Come on… U.S. tax payer dollars going to children in need of medical care has no place in American strategic operations! ….hmmm… “Strategic� means strategy right? So if I understand this right; the strategy of the Bush Administration is to deny proper heath care to the same generation of tax payers that will be paying down the debit he has created with his inability to understand what “strategic operations� actually means? What a bloody genius!!!



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Friday, August 1, 2008

What are some tasks you may complete at a child care place & does it relate to a health care career & medical

What are some tasks you may complete at a child care place & does it relate to a health care career & medical?
My questions are: ~What do you do at a child care facility? (name tasks) ~How does child care relate to a health care career? Why is it medical in nature? ~ How could it help students in a medical course?
Health Care - 1 Answers
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1 :
Child care workers nurture and care for children who have not yet entered formal schooling. They also supervise older children before and after school. These workers play an important role in children’s development by caring for them when parents are at work or away for other reasons. In addition to attending to children’s basic needs, child care workers organize activities and implement curricula that stimulate children’s physical, emotional, intellectual, and social growth. They help children explore individual interests, develop talents and independence, build self-esteem, and learn how to get along with others. Child care workers generally are classified into three different groups based on where they work: private household workers, who care for children at the children’s home; family child care providers, who care for children in the provider’s own home; and child care workers who work at separate child care centers. Private household workers who are employed on an hourly basis usually are called babysitters. These child care workers bathe, dress, and feed children; supervise their play; wash their clothes; and clean their rooms. Babysitters also may put children to bed and wake them, read to them, involve them in educational games, take them for doctors’ visits, and discipline them. Those who are in charge of infants, sometimes called infant nurses, also prepare bottles and change diapers. Nannies for a single family. They generally take care of children from birth to age 12, tending to the child’s early education, nutrition, health, and other needs. They also may perform the duties of a housekeeper, including cleaning and laundry. Family child care providers often work alone with a small group of children, though some work in larger settings with multiple adults. Child care centers generally have more than one adult per group of children; in groups of older children, a child care worker may assist a more experienced preschool teacher. Most child care workers perform a combination of basic care and teaching duties, but the majority of their time is spent on care giving activities. Workers whose primary responsibility is teaching are classified as preschool teachers. (teachers—preschool, kindergarten, elementary, middle, and secondary are covered elsewhere in the Handbook.) However, many basic care activities also are opportunities for children to learn. For example, a worker who shows a child how to tie a shoelace teaches the child while also providing for that child’s basic needs. Child care workers spend most of their day working with children. However, they do maintain contact with parents or guardians through informal meetings or scheduled conferences to discuss each child’s progress and needs. Many child care workers keep records of each child’s progress and suggest ways in which parents can stimulate their child’s learning and development at home. Some child care centers and before- and after-school programs actively recruit parent volunteers to work with the children and participate in administrative decisions and program planning. Young children learn mainly through play. Child care workers recognize this and capitalize on children’s play to further language development (storytelling and acting games), improve social skills (working together to build a neighborhood in a sandbox), and introduce scientific and mathematical concepts (balancing and counting blocks when building a bridge or mixing colors when painting). Often a less structured approach is used to teach young children, including small-group lessons; one-on-one instruction; and creative activities such as art, dance, and music. Child care workers play a vital role in preparing children to build the skills they will need in school. Child care workers in child care centers or family child care homes greet young children as they arrive, help them with their jackets, and select an activity of interest. When caring for infants, they feed and change them. To ensure a well-balanced program, child care workers prepare daily and long-term schedules of activities. Each day’s activities balance individual and group play, as well as quiet and active time. Children are given some freedom to participate in activities in which they are interested. As children age, child care workers may provide more guided learning opportunities, particularly in the areas of math and reading. Concern over school-aged children being home alone before and after school has spurred many parents to seek alternative ways for their children to constructively spend their time. The purpose of before- and after-school programs is to watch over school-aged children during the gap between school hours and the end of their parents’ daily work hours. These programs also may operate during the summer and on weekends. Workers in before- and after-school programs may help students with their homework or engage them in other extracurricular activities. These activities may include field trips, sports, or learning about computers, painting, photography, or other fun subjects. Some child care workers are responsible for taking children to school in the morning and picking them up from school in the afternoon. Before- and after-school programs may be operated by public school systems, local community centers, or other private organizations. Helping to keep children healthy is another important part of the job. Child care workers serve nutritious meals and snacks and teach good eating habits and personal hygiene. They ensure that children have proper rest periods. They identify children who may not feel well and, in some cases, may help parents locate programs that will provide basic health services. Child care workers also watch for children who show signs of emotional or developmental problems and discuss these matters with their supervisor and the child’s parents. Early identification of children with special needs—such as those with behavioral, emotional, physical, or learning disabilities—is important to improve their future learning ability. Special education teachers often work with preschool children to provide the individual attention they need. (Special education teachers are discussed elsewhere in the Handbook.) Work environment. Helping children grow, learn, and gain new skills can be very rewarding. The work is sometimes routine but new activities and challenges mark each day. Child care can be physically and emotionally taxing, as workers constantly stand, walk, bend, stoop, and lift to attend to each child’s interests and problems. States regulate child care facilities, the number of children per child care worker, staff qualifications, and the health and safety of the children. State regulations in all of these areas vary. To ensure that children in child care centers receive proper supervision, State or local regulations may require a certain ratio of workers to children. The ratio varies with the age of the children. Child development experts generally recommend that a single caregiver be responsible for no more than 3 or 4 infants (less than 1 year old) and toddler’s (1 to 2 years old) or 6 or 7 preschool-aged children (between 2 and 5 years old). In before- and after-school programs, workers may be responsible for many school-aged children at a time. Family child care providers work out of their own homes. While this arrangement provides convenience, it also requires that their homes be accommodating to young children. Private household workers usually work in the homes or apartments of their employers. Most live in their own homes and travel to work, though some live in the home of their employer and generally are provided with their own room and bath. They often come to feel like part of their employer’s family. The work hours of child care workers vary widely. Child care centers usually are open year round, with long hours so that parents can drop off and pick up their children before and after work. Some centers employ full-time and part-time staff with staggered shifts to cover the entire day. Some workers are unable to take regular breaks during the day due to limited staffing. Public and many private preschool programs operate during the typical 9- or 10-month school year, employing both full-time and part-time workers. Family child care providers have flexible hours and daily routines, but they may work long or unusual hours to fit parents’ work schedules. Live-in nannies usually work longer hours than do those who have their own homes. However, although nannies may work evenings or weekends, they usually get other time off.




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