Hi! I was wondering if anyone has child health plus insurance & what they think of it. My daughter has had Hip Smart Start since birth It's $250 a month, $25 co-pay, 15% discount on prescriptions & I feel like Im getting ripped with it. The only good thing is I dont need a referal for any specialist. Im not sure if that is a huge diffrence/plus, as Ive heard with Child Health Plus they have to okay everything first b/f you can see a specialist (i.e. allergy, nureologist, etc...) I live in NY if that matters any =)
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sounds like a rip-off big time here in illinois we have The All Kids program offers Illinois uninsured children comprehensive healthcare that includes doctors visits, hospital stays, prescription drugs, vision care, dental care and medical devices like eyeglasses and asthma inhalers. Parents pay monthly premiums for the coverage, but rates for middle-income families are significantly lower than they are on the private market. For instance, a family of four that earns between $42,000 and $63,000 a year pays a $40 monthly premium per child, and a $10 co-pay per physician visit. i'm surprised that New York doesnt have some kind of program like illinois.
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