Monday, August 16, 2010

Can you add your significant other to your Health insurance or your unborn child if you are not married

Can you add your significant other to your Health insurance or your unborn child if you are not married?
Say you are not married, Have lived together and are expecting a child, she has no income and you are supporting her totally, since you can claim her on your income taxes can you claim her and the pregnancy on your insurance thru work?
Insurance - 7 Answer
Random Answers, Critics, Comments, Opinions :
1 :
Yes you absolutely can.
2 :
Some insurance company's will let you but you will have to call the insurance company and talk to them. If they will not you add her they will the child when it is born
3 :
No
4 :
You really need to talk to your HR people. Different companies follow different rules. She may have to apply for public assistance, but once your baby is born you should be able to automatically add the child to the insurance. I know my work wouldn't let me add someone even if I had them on may taxes is I weren't married to them.
5 :
You can always add the child after you give birth even when you are not mariied, if they try and deny you get an attorney. However, adding a significant other depends on your insurance company, the company you work for and the state you live in. Start with your human resource department first.
6 :
Yes, you can add you child as soon as it's born. The signigicant other depends on your insurance carrier and if you can prove you provide more than 50% of thier support.
7 :
As others stated, the baby can be added when born, but you will have to show that you support your significant other. I work for a major health insurance company in the customer service department and have seen people add their mothers, grandmothers, etc, as long as they prove they are supporting them. Laws will vary from state to state and also within your own employer's policy; but call and ask your insurance company.

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