Friday, October 28, 2011

My husband pays child support, do both he and the custodial parent need to add the child on theyre health ins

My husband pays child support, do both he and the custodial parent need to add the child on theyre health ins?
I am asking because my husband was recently issued to put his child on his insurance, which the childs mother also has health insurance...that doesn't seem fair to me for him to just pay all of the health cost plus child support. Please help! maybe i failed to explain myself---we also have children and i never said he couldn't support his child it just needs to be fair for both parties. END OF STORY!

Marriage & Divorce - 12 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Just because he divorced the child's mother and married you, doesn't end his obligation to his children. Forget about what's fair for you or your husband and think about what's fair for the child.
2 :
It's ultimately up to the court. However, if your husband makes more money than his ex then he'll most likely always have to cover the health insurance.
3 :
mind ur business that child existed in his life before u
4 :
Its all a matter of numbers and figures and probably just ended up working out that way. The child should really be on the best insurance out of the two of them. Thats how it was determined for us.
5 :
Wah! Wah! I want my husband's past to disappear! My money shouldn't have to go toward his kid, who I secretly wish would cease to exist! Wah! Wah! People like you should not marry people with prior children.
6 :
My kids are on my insurance because it's better insurance and I make slightly more than him. I do get child support too but like someone said, it's up to the court.
7 :
In NY The Child Support Collection Unit insists that BOTH parents have health insurance on the kids...for their own protection so I am not surprised that the Courts have ordered BOTH your husband and his child's mother insure the child. Both my ex and I had to have health insurance on the kids...so what.
8 :
If it's court ordered ,it's got to be done as said !
9 :
if it was ordered by the court that he have insurance for the children then yes he has to. but only if his place of employment offers a plan. this way what ever his/her insurance doesnt pay the other will.
10 :
The father's insurance would be primary, the mother's insurance will be secondary, or visa verse depending upon the insurance companies. It doesn't matter whether it seems fair to you. He made the choice to make a baby with the child's mother, he has to be responsible for caring for that child. The fact that you don't think it's fair is too bad, you chose to marry this guy who had previous responsibilities. The child will always come first whether you like it or not.
11 :
Most states require that both parties have the child on their insurance if they have the option to add dependents on their health care plan. The child will be covered under both policies - which is nice because that usually means less out of pocket copays and deductibles that your husband and the mother will pay according to the child support order. It's likely that the mother has the child on her insurance too. Typically copays are to be paid by parents based on the percentage of their income - so if they made the same amount of money the copays would be split 50/50. Having two insurance policies could mean little to no copays. Sounds like the mother at least works...what's unfair about sharing health care costs??
12 :
Yes, many states require the father to carry the insurance, regardless of whether the mother does, or his ability to. But, your child support guideline may allow for a deduction for a portion of the cost. Join Dads House to learn more about his rights. http://dads-house.org/ http://wiki.answers.com/Q/Child_Support_Modification_or_Reduction http://wiki.answers.com/Q/Child_Support-Departing_from_established_guidelines http://wiki.answers.com/Q/Trust_Funds_In_Child_Support_Cases http://wiki.answers.com/Q/Taxes-What_are_the_considerations_for_Divorced_Separated_and_Single_Fathers \\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\

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Monday, October 24, 2011

Caution of children health after pulling out one tooth urgently

Caution of children health after pulling out one tooth urgently?
what is the caution required after the doctor pull out a tooth from child 5 years old? The doctor said that there is no treatment and it should be removed otherwise the permanent tooth will be affected. So how can I take care from my child after that?
Dental - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I've heard that pulling out too many teeth can stunt bone growth in the jaw and other teeth. i think it' kinda like plucking eyebrows. Once you've pulled out the hair so many times, it just doesn't grow back. I bet one tooth pulled is fine though. I mean, what else can you do? If it needs to be done, do it.
2 :
buy them ice cream. it's cold so it's not bad for them after the tooth is pulled out, plus the most kids like it.
3 :
I had to have all my baby teeth pulled none of them fell out I have now a very healthy set of teeth and am in my 40"s I wouldn't worry
4 :
Just buy them ice cream.The cold will feel good. And maybe ask the doctor if you can be back their with him/her. He/she will feel comfortable with you near by.

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Thursday, October 20, 2011

Which is the best private insurance company for a child (who is 14 months old) in NEW YORK CITY

Which is the best private insurance company for a child (who is 14 months old) in NEW YORK CITY?
I really don't want the state funded Child Health Plus. I'm looking for a good private insurance.
Insurance - 2 Answers

Random Answers, Critics, Comments, Opinions :
1 :
Are you willing to pay $200 a month? That's about what it will cost, if the child is healthy. If the child has anything wrong, the insurance company at best won't cover that condition, and at worst will refuse to insure the child. Don't buy over the internet. Go to a local agent, who sells health insurance. They will know the best plans with the most providers in YOUR AREA.
2 :
Try using yellowpages.com to search for health insurance brokers in your area. Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state. New York has some very tough and specific state insurance laws. You really need a broker. You may want to look at the Blue Cross Child Health Plus plan it runs from $136 to $177 depending on where in NY you live. You could even pay less based on your income. http://www.empireblue.com/wps/portal/ehpmember?content_path=member/noapplication/f3/s2/t1/pw_ad067426.htm&rootLevel=2&label=Child%20Health%20Plus

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Sunday, October 16, 2011

.Does my health insurance cover contact lenses

Does my health insurance cover contact lenses?
I have a child health insurance still under 18, but i was wondering if my health insurance cover contact lenses because i want the. I'm from new york and my health insurance is empire blue cross. do they cover it?
Insurance - 8 Answers
Random Answers, Critics, Comments, Opinions :
1 :
yea...sure?
2 :
I'm not sure but I have medicaid and it doesn't cover contacts. They see that as a luxury/accessory item. Try calling your insurance company and asking them. Or you can go to your eye doctor and find out.
3 :
You will have to read your policy or contact the company as each company or policy will have different benefits.
4 :
Most regular health insurance policies do not pay for the costs of routine eye exams, corrective lenses, eyeglass frames, or contact lenses. Insurance coverage for such services is known as vision care insurance. Empire Blue Cross provides several different coverage plans so you will need to speak to someone to find out for sure what is or is not covered.
5 :
if you have vision coverage then your insurance should pay. every policy is different even in the same company/group.
6 :
If it's welfare health insurance, it won't cover contacts. If it's not welfare, it won't cover contacts/vision at all - you need vision insurance.
7 :
No, because health insurance doesn't cover vision services. Vision insurance would though.
8 :
Empire Blue Cross is a big insurance company with many different insurance plans. Some cover contacts, some do not. You need to ask this again and identify specifically the exact name of which one of the many, many plans from Empire Blue Cross is the one that you have.

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Wednesday, October 12, 2011

how do I sign up for child health plus for my son? it would be part B.

how do I sign up for child health plus for my son? it would be part B.?
I have the application, but I'm not clear who to send it to for part B and if I have to send copies of paystubs too or not?
Other - Health - 1 Answers

Random Answers, Critics, Comments, Opinions :
1 :
You should really go to your local Health Plus office, thats what i did. But you are deff. going to need to send pay stubs regardless and also your sons info. Social, birth certificate etc..

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Saturday, October 8, 2011

I have a child that has mental health issues, shes defiant a teen mother... what can i do

I have a child that has mental health issues, shes defiant a teen mother... what can i do?
we are a lower income family that cannot afford spending more than my mortgage on mental health for her, is there a state funded program i can use? or clinic i can check her into? please help me i am desperate.
Mental Health - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
look for local MHMR clinics, (mental health mental retardation.) they go based on your income, and for me, everything is free. from the psychiatrist, and case worker, and also the meds soon :)
2 :
She may be more rebeliouse than defiant. At any rate. Call/go to your local Social Service office. Tell them the problem and they will refer you. It will be little or no cost. Good Luck.

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Tuesday, October 4, 2011

If I have my child on my employer health insurance,who would be responsible for co-pays etc. after age 18

If I have my child on my employer health insurance,who would be responsible for co-pays etc. after age 18?
They will cover children until age 26 but will I still be responsible for any money due that my child that is an adult doesn't pay. And are there any other insurance options out there for 18 year olds who of course usually don't have a good enough job that supplies insurance.
Insurance - 5 Answers

Random Answers, Critics, Comments, Opinions :
1 :
I have a friend who put her son with Care First & pays $71 a month he is 25 now. So you are free to buy ins. where every you want. I am not sure I understand your question about co-pays. I would assume whatever an adult pays that would be what you adult son or daugher would have to pay.
2 :
Technically, you, the subscriber, can be held responsible for all your "dependents" on your health insurance. The option, is going out there to buy private health insurance. Frankly, if they're healthy and not overweight, it's probably going to be cheaper to buy them a private policy, than go through the group coverage - unless you have other kids already on there.
3 :
You are as the policyholder.
4 :
The adult child (not the primary insured) is responsible for whatever the insurance does not cover - unless you previously agreed in writing with the provider to be the "responsible party." It doesn't make any difference if the coverage is under your policy.
5 :
you are - you are the policyholder - however, you can tell your child that he/she needs to reimburse you for any out of pocket expenses you incur, and you can remove them from your policy at any time.

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Saturday, October 1, 2011

Would anyone take your 0-5 years of age child to a learning/fun center for children next to a health center

Would anyone take your 0-5 years of age child to a learning/fun center for children next to a health center?
If yes, why and if no why. What would be your concerns if you answered no. Also, would you actually take your child to a learning/fun center, where classes are offered for children and their parents?
Newborn & Baby - 6 Answers
Random Answers, Critics, Comments, Opinions :
1 :
why not!
2 :
definitely. why not? it's fun for them, they can make friends, spend time with mom or dad and learn.
3 :
Its a parental thing
4 :
Yes, I would take my children to a learning/fun center that was next to a health center. I really don't see the problem. There are just as many illnesses in the local markets and malls, I would not be concerned about a facility next door where people are going to rid themselves of an illness. Medical assistance would also be readily available if there was an emergency because there is usually a physician there. As for the second part of your ques., I would love to attend a learning center with my children. I think it is a great idea, so far as, bonding with your child. God Bless!
5 :
I guess you are concerned with people who are ill going in and out of the health center. Tell you the truth, I don't know if it's good or bad. I'm interested in the answers too.
6 :
I don't see why not. If you're concerned about your child getting sick (since it's next to a health center), I really doubt that they'd get sick just from that. Plus, it's a proven fact that children need to be around other children to help build up their immune system. If you keep your child away from every person, then when you have to take your baby out in public, the child could get even more sick. However, when you have a newborn I say you should stay at home for at least the first few months. Anyways, back to the question, I would most definetley go to the learning center. I'm always looking for things to do with my children and ways my children can learn.

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