Sunday, October 16, 2011

.Does my health insurance cover contact lenses

Does my health insurance cover contact lenses?
I have a child health insurance still under 18, but i was wondering if my health insurance cover contact lenses because i want the. I'm from new york and my health insurance is empire blue cross. do they cover it?
Insurance - 8 Answers
Random Answers, Critics, Comments, Opinions :
1 :
yea...sure?
2 :
I'm not sure but I have medicaid and it doesn't cover contacts. They see that as a luxury/accessory item. Try calling your insurance company and asking them. Or you can go to your eye doctor and find out.
3 :
You will have to read your policy or contact the company as each company or policy will have different benefits.
4 :
Most regular health insurance policies do not pay for the costs of routine eye exams, corrective lenses, eyeglass frames, or contact lenses. Insurance coverage for such services is known as vision care insurance. Empire Blue Cross provides several different coverage plans so you will need to speak to someone to find out for sure what is or is not covered.
5 :
if you have vision coverage then your insurance should pay. every policy is different even in the same company/group.
6 :
If it's welfare health insurance, it won't cover contacts. If it's not welfare, it won't cover contacts/vision at all - you need vision insurance.
7 :
No, because health insurance doesn't cover vision services. Vision insurance would though.
8 :
Empire Blue Cross is a big insurance company with many different insurance plans. Some cover contacts, some do not. You need to ask this again and identify specifically the exact name of which one of the many, many plans from Empire Blue Cross is the one that you have.

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