Can the newborn child of a dependent be covered under the same health insurance?
If a woman is under 25, enrolled full time in college and living at home (classified still has a dependent), would their child be covered under the same health insurance as the mother of the child (the plan of the baby's grandparents)?
Insurance - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
No. Insurance plans do not cover dependents of dependents. The baby will have to get their own policy. Most insurance companies will do a child only policy but the child must be age 30 days to age 6 months, depending upon the company.
2 :
No. The grandchild is NOT a qualified dependent. A dependent has to be a spouse, or a child. Maybe babydaddy can add baby to HIS insurance.
3 :
No, the child will not be covered. The mother of the child will have to sign up for a child only policy. You can get a quote from any insurance agency or insurance website.
4 :
all the above MAY be correct. however, we do not know your plan. there are still some out there that will cover the grandchild. it is rare, but they do exist. you will have to check with your specific plan. contact the benefit rep or the h r department. they will know for sure.
5 :
Generally, no. Most health insurance plans cover only the primary person, that person's spouse, and that person's own children, not grandchildren.
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