Monday, February 8, 2010

Information about extension of health care for a child under 30

Information about extension of health care for a child under 30?
I heard a while back that if you are under the age of 30, you can go under your parents health care coverage until the age of 30. It's supposed to be a new law that was passed within the past year. Anyone have more info on this? links? Health care plans that are not doing this?
Law & Ethics - 3 Answers
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1 :
It's only until you turn 26, not 30, and it doesn't go into effect until September.
2 :
The new law can be read in the Fix It portion of the health care and insurance reform legislation that is posted on the whitehouse.gov page (click Issues). The age is 26---children up to age 26 can remain on their parents' health care coverage. I believe this takes effect in 2014, but I could be wrong---it might be effective at the end of this fiscal year, September. There are other provisions worthy of note, to include the elimination of banks as middlemen for student college loans---these now lower-interest loans can be made DIRECTLY through the Department of Education, and insurance companies can no longer deny coverage for pre-existing conditions nor can they abruptly cancel coverage for premium-paying consumers when that consumer becomes ill or injured. Note: If a child is disabled, they can remain covered on the parents' policy longer than the age 26, and as of September of this year no child can be denied coverage. Hope this helps.
3 :
The law says you may be covered by your parents insurance plan until you are age 26. There are conditions attached but you dont have to be a student. Here are links for info on the new bill. You could call your parents insurance company and find out what the requirements are and when it will begin. It wont take place for a few months yet.

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