Can anyone provide me with some information about getting an affordable health insurance plan for a single mother with a small child (2 and a half y.o.)? My wife and I are getting divorced. It is an uncontested divorce and we just need to figure out the support payment amount. This is the last variable. Also is there any way to keep them both under my plan at work after we are divorced? Any help is greatly appreciated! Thank you so much!
Marriage & Divorce - 9 Answers
Random Answers, Critics, Comments, Opinions :
1 :
You can keep your child on your plan, but you do not have to continue to cover your ex wife. She can get a plan right from a local insurance provider.
2 :
You will need to keep your child on your health insurance, it is your soon to be ex that will have to get a private plan. Call an agent.
3 :
You can keep the child on your plan, maybe not the wife. Check out ehealthinsurance.com for her. She can compare and customize the plans. She can get a decent one for under $150 a month.
4 :
You should mention the state your in. My state (CT) has initiated the Charter Oak plan which would be prefect for you and your child. Perhaps your state has something or something is in the works.
5 :
Affordable health insurance does not exist. My suggestion is when open enrollment beings on your job, ask a representative if it is possible to do so.
6 :
Wow finally doing it huh? Well just so u know they are only removed off ur insurance if u contact ur insurance. I am divorced from my husband and still on his insurance. I will remain on it til he calls them to take me off! Regardless the kids stay on!
7 :
Affordable health insurance certainly does exist - especially if our wife and child are both relatively healthy. You really have 3 options after the divorce: 1. Let them continue on your group plan via a COBRA group continuation plan (this is up to them and not really your choice but as long as your employer has 20 or more employees then they will be offered this option). 2. Purchase an individual plan (usually much cheaper than a COBRA plan but can be tricky to get approved for if there are health problems). 3. Get coverage with a state Medicaid like health plan. Whatever you decide to do be sure that you shop around and compare quotes from multiple companies to make sure that do not pay more than you need to. Here is some more information on finding affordable health insurance coverage:
8 :
Im not sure what state you live in and the specifics to each state, however, i live in the state of wisconsin and i have a 5 yr old. When my sons father and i divorced it was more economical financially for me and my son to be covered under a badger-care program, this state program provides health insurance for "single" mothers and their children based on income, however, i do not think there is a way for your soon to be ex-wife to still be covered under your policy. Only the child can be covered...it is an option?
9 :
I do not know about keeping them under your plan you might need to shop around. If that were so I would get quotes from many companies and pick the best. That is what we did when our employer raised rates too high and we ended up finding cheaper insurance ourselves. When researching health insurance you might want to try and bookmark this site for research information, news, articles, insurance quotes, companies, links and more. It should have the resources to help you research your question. http://www.healthinsurance-guide.net/
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