Tuesday, June 24, 2008

What do you pay for your child’s health insurance


What do you pay for your child’s health insurance?
I’m curious what the rates are for those of you that have coverage for your kids. What do you pay monthly? What is your copay? And does that cover prescriptions? Also, where do you live? (The state is fine – just curious about the going rate) YAY Busy Mommy! I know how much of a relief it is to have the deductible met!
Parenting - 9 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I pay nothing. The cost doesn't go up to add another kid to my hubby's insurance. We were already paying the family premium for me being on there. Copay is $10 for doctor, $50 for ER, 20% for hospital stays, covers prescriptions, they vary in cost though. Illinois.
2 :
We live in Ca. (don't believe all the "Come to California" ads with all the celebrities inferring that we all live lives of leisure!) My husband is a union pipefitter. He pays $18 per person monthly, we have a $250 per person per year deductible, and prescriptions are reimbursed at the end of each tax year with receipts submitted.
3 :
As a family we pay $42 a week for medical coverage that includes prescriptions but no vision. Our co-pays are office visits $15, urgent care $25, & ER $100. Medication varies, many stores in our area offer discounts that rival our prescription co-pays (generics cost $4 for a 30-day supply or $10 for a 90-day supply). Dental is $34 a month and preventative visits (twice annual exams) are no cost and then its prorated for each next level of service. We live in Ohio however our medical coverage is based on the company's headquarters in Michigan.
4 :
I pay $9 a month for one child with no co-pays. He has child health plus. Insurance through my husbands employer would have been about $600 a month for the children to be added. I pay nothing for another child. He was born on medicaid and has it until he is a year old. Right now we are paying out of pocket for our middle child, but we are in the process of enrolling him in the child health plus Oh, we live in New York
5 :
We have a family plan through my job so no matter how many kids i have have i pay 200.00 a month in insurance my job pays the rest like the other 60% of the premium 10.00 for doctors visits 10.00 20.00 or 35.00 for prescription depending on the prescription 10% of all hospitals 50.00 for an ER visit 35 for a urgent care free immunizations and x rays and one free yearly mammograms after my wife is 40 one free base line before then Dental is separate 26.40 a month again for the hole family two free cleanings and one free x ray a year per family member if you need ANY kind of work done it is like 40% of cost I am in Ohio
6 :
I have a deductible PPO plan. Her portion is $589.00/month. I pay somehting like $80/WEEK not month... for my share of the premium my employer pays the rest. Our deductible is $3600, It's Feb 26th, and my deductible's been met... lol yeah, I'm thrilled we've got nearly 10 months where I don't have to pay anything out of pocket...I'm thinking of things to need a dr for...
7 :
I live in Florida but I think the rate may be based on the corporate office which is in Illinois. I pay 64.00 a week (medical, dental and vision) and their co pay is 15 at primary care, 20 to a specialist, and 75.00 ER. Scripts vary but the normal stuff is 10.00. We tried going without and using just the flexible spending account but my kids need to have health coverage. I went into shock with one visit for asthma.
8 :
I work for the State of PA and I pay 1.5% of my paycheck which comes to around $25 a month which includes health insurance, prescription, dental and vision. No complaints from me! I pay $15 co-pay for regular doctor and $25 for a specialist. Our co-pay for prescription varies on the medication. $50 for ER visit which is waived if you're admitted. I pay the same no matter how many dependents I have. (Right now it's 4)
9 :
Up until last month we paid about $580 per month for blue cross blue shield. We were self-insured. Our state changed the laws last month in our state (I'll tell you my state on facebook) and now everyone who paid for their own health insurance (self employed etc) gets state funded Low cost health care- no matter what your income is, but ONLY for the children. So we have a $15 co-pay for the kids and we pay for precriptions. So.. now that we took the kids off blue cross/blue shield, it's only my husband and I on there, so we pay about $390 per month for us.



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Posted by Child Health at 4:59 AM