Saturday, August 4, 2012

Health Insurance and Child Support


Health Insurance and Child Support
We went to court 3 months ago to get our child support lowered and received added visitation for my husbands 8 year old son. We have been going to court back and fourth for 2 years now. The court gave us an estimated CS obligation of around 15-100$ after deductions. We are currently paying 323. one of the deductions was health insurance of which my husband can apply for through his work for 80 a week. Thats just for the childrens coverage....My question is, is there any way we can show rather than paycheck stubs that this amount is ungodly expensive, and that it can not be afforded? My step son has a medical card just like our other 2 children. That right there should show we can not afford insurance. At one time we were contacted about getting insurance on my 5 year old stepdaughter and they dropped it because she had a medical card, we had one on our child, and it showed that the health insurance cost would be too expensive. Im going to talk to our lawyer about this any suggestions on how to go about this? Anyone with similar situations have suggestions? please we just need help we are tryin to get away from being broke. Its not that we do not want to pay childsupport, we supply his son with everything he needs when it comes to school etc. Its just the fact that this childs mother does not work, and wants my husband to PAY for EVERYTHING "SHE" hence SHE does. What can we do??!!!!! ---Yes, I say WE went to court, and WE have a childsupport obligation Because WE are married, and WE share all obligations.....This is too the ones of which would like to be a smart azz!
Law & Ethics - 3 Answers

 
Random Answers, Critics, Comments, Opinions :
1 :
All I know is that the parent who pays the child support usually pays for the health insurance. If the child is all ready under some sort of health insurance there is no need to add on any other one. So if say, the child is under state medical insurance and the mother is on welfare then you shouldn't have to pay child support and insurance too. But double check with the lawyer because he knows the rules for support in your particular state, and they do vary from state to state. Divorce is horrible for everyone, anyone that tells you it gets you away from problems has no clue what they are talking about, especially when children are involved for the next 10 years!
2 :
Insurance can be confusing. My wifes ex was ordered to carry insurance on their two kids. He lived in Arkansas and we lived in Florida. The kids were covered by FLAKIDS State insurance but the court continued her ex to carry seperate insurance through his job.
3 :
In most cases, they only go on potential income. They not only look at what the current income is, but will also go back a few years. This is to try to prevent some deadbeat dads going out and getting a job that pays less, then complaining that they can't afford child support payments. I'm not implying this is the case in your situation, because I have no way of knowing. A good test to see if you are really paying too much: If the child was living with you, how much would you be paying each month for raising the child? This is not only items you buy specifically for the child, but also includes what you pay for rent/mortgage, heat and electricity, food, transportation to and from where ever (dance class, soccer practice, etc.), and many other things. I would be willing to bet that it would be considerably higher than the $323 you currently pay.





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