Wednesday, November 28, 2012

child support vs health insurance Which should be paid 1st


child support vs health insurance Which should be paid 1st?
My Ex Husband is 16 weeks late paying his child support but even being self employed and having to pay for health insurance 100% out of his own pocket (over $1000 a month!) he has chosen to keep his health insurance up to date (this policy covers our children as well as himself, his current wife and their 3 children) We also live in a state that requires you to have health insurance...BUT my question is would a judge think that paying child support a more important responsibility over keeping health insurance current?? Interested in other's thoughts?? I'd like to add that he is 16 weeks behind in his child support and we are in severe danger of losing our home...I guess I just always thought Food Shelter & Clothing were top priorities
Marriage & Divorce - 12 Answers
 


Random Answers, Critics, Comments, Opinions :
1 :
Health insurance first... If you don't have that heaven forbid something happens to your children and you have to pay that kinda of out of pocket expense. Its not just HIS health insurance he keeps up to date Its YOUR children, plus 3 other children. Be happy hes paying that at all.
2 :
Health insurance... In fact health insurance *counts as* child-support money and is subtracted off what he is suppose to pay. What he is paying for health-insurance is "reasonable" - that's what it cost in the US today. If you take this to court you will look like a greedy bitch. He still is suppose to pay and get caught up, but maintaining the health insurance is clearly important to the state since they mandated it.
3 :
In my state, insurance and child care payments are taken out in a lump child support payment, but they are separate from the actual child support. If he is in arrears for just the support, you can report him and enforcement will begin. But in my opinion, good insurance is more important
4 :
I would think that the insurance would be more important.
5 :
I would pay the health insurance. Because the minute your policy cancels is when something happens and your stuck with thousands of dollars owed to a hospital. And seeing that they live in a state requiring it, this bill comes first. Right now, a judge will probably just let him continue to fall behind in child support and possbily hand you his income tax. Be glad your kids have health insurance.
6 :
You don't get prosecuted or go to jail for missing health insurance premiums. Paying child support comes first -- if the premiums are such an issue, go to court and renegotiate support and insurance provisions. That sounds like such a criminal minded sociopathic psycho -- "Well, your Honor, I didn't pay the Child Support because I mismanaged my money to the point I couldn't pay the bills." That's what the court will see and think. 2nd wives are such enablers to evil. Oh babe, no need to pay Child Support -- the court will think it's cool just because you got the kids INSURANCE - piffle on a roof over their heads or FOOD. Paying your 1/2 for their care - aw shucks, no biggy if they lose that.
7 :
Health insurance is more important... I don't even have my ex cover my daughter's health insurance... I immediately took it upon myself to add her to my policy when she was born.... In turn, the courts decided to tack on $9/week into his child support to cover some of the premiums... Health insurance is ALWAYS a top priority to me... Other expenses can be adjusted if the economy is hurting him that much... My father is self-employed and hasn't paid himself in months in order to keep the business going and maintain employment for everyone that works for him... At the holidays they had the decison... A holiday bonus and he needs to lay someone off, or no bonus this year and everyone goes home with a job... They all rang in the new year happily employed... A tough economy hurts everyone so don't try to get blood from a stone right now... If his business collapses then you will see nothing for a long long time... Be patient, thankful for what you have, and adjust expenses to accomodate...
8 :
well obviously what i think has nothing to do with what a judge thinks. because i am not that person. but i would have to say no of course ive never been a huge fan of child support in many cases. but of course many cases i am as well.
9 :
That health insurance is very important. Unless you can cover your kids yourself, he needs to keep up the insurance, and you don't need to be that petty about your child support.
10 :
What good is health insurance if the kids aren't eating
11 :
im sorry.. but common sense says if the state requires you to have insurance then that comes first right????? Think about this... Child support can always be put in to arrears.. insurance cant.. if the policy is out of date NO ONE including your kids get covered... so would you rather have some child support and a medical bills you cant pay because your kids dont have insurance? Or your ex has crazy medical bills because no insurance and STILL cant pay child support? or know that if something happens to your kids they will be covered and eventually you may get more child support because it is in arrears? Its been 4 months since he paid child support, clearly you still have internet and a computer so you must be doing OK with out it for the moment... My thought would be keep the insurance up to date and have the child support go in to arrears... hes gotta pay it at some point...
12 :
Take him to court. The law will find for the original family....and tell him to make more money. It sounds brutal, but judges are tired of hearing that the second family needs things too. More than one has said "You should have thought of that before." Good luck with it.




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